FAQ

Q: Why should I use Joseph|Scott, a mortgage broker, instead of a bank?

A: At Joseph|Scott our vast network of lenders, hedge funds, private money sources and bridge lenders allows us to find the best loan for your needs at the best possible terms. We can handle the most difficult of situations for your commercial property.

Q: Should I always pick my mortgage company based ONLY on the lowest rate?

A: Absolutely not. At Joseph|Scott not only will we offer qualified borrowers competitve terms, we will provide you with the ultimate in customer service.  That's why we employ only the best mortgage professionals, and we have access to dozens of  lenders and programs to ensure we find not only the best rate, but the best loan product for you.

Q: Do I always have to pay points up front when I use a mortgage broker?

A: No. Each client situation is different, and each loan is different. Some clients pay points up front and some pay no points. This will depend on the difficulty of placing and closing the loan, the desired rate and several other factors. Speak to one of our expert brokers today to find out what program is best for you.